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Terms & Conditions

A legal disclaimer

Welcome to Prelude to Prosperity (“we,” “our,” or “us”). By accessing our website, enrolling in coaching or consulting services, or purchasing any programs, you agree to be bound by these Terms and Conditions.

Terms & Conditions - the basics

1. Coaching Relationship Disclaimer

Prelude to Prosperity provides coaching and consulting services designed to support personal, professional, and business development. Coaching is not therapy, counseling, or medical care, and does not replace professional services such as legal, financial, tax, medical, or mental health advice.

You acknowledge that:

  • Coaching is a collaborative process

  • Results are not guaranteed

  • You are fully responsible for your decisions, actions, and outcomes

 

2. No Guarantees or Earnings Disclaimer

We make no guarantees regarding specific results, income, business growth, personal outcomes, or success. Any testimonials, examples, or case studies shared are not promises of future results.

Individual results vary based on effort, commitment, experience, and external factors beyond our control.

 

3. Client Responsibility and Accountability

By participating in our coaching services, you agree that:

  • You are solely responsible for your mental, emotional, physical, and financial well-being

  • You will use your own judgment when implementing strategies or recommendations

  • You assume all risks associated with your participation

Prelude to Prosperity is not liable for any decisions you make during or after coaching.

 

4. Payments, Programs, and Refund Policy

  • All coaching fees, program fees, and digital products are final and non-refundable, unless otherwise stated in writing

  • Payment plans must be completed in full regardless of participation level

  • Missed sessions are not refundable

  • Access to programs may be revoked for non-payment

 

5. Scheduling, Missed Sessions, and Expiration

  • Coaching sessions must be scheduled and attended within the agreed program timeframe

  • Sessions missed without at least [24/48] hours’ notice are forfeited

  • Coaching packages expire after [X] months unless otherwise stated

 

6. Group Coaching and Community Guidelines

For group programs, you agree to:

  • Maintain the confidentiality of other participants

  • Do not share or distribute program materials

  • Engage respectfully and professionally

We reserve the right to remove participants from group programs without refund for disruptive or inappropriate behavior.

 

7. Intellectual Property and Coaching Materials

All coaching materials, frameworks, worksheets, recordings, and digital content are proprietary to Prelude to Prosperity.

You may not:

  • Share, sell, reproduce, or distribute materials

  • Record sessions without written consent

  • Use materials for commercial purposes

Violation may result in termination of services and legal action.

 

8. Confidentiality and Coaching Ethics

We respect your confidentiality and will not disclose personal information shared during coaching, except where required by law or if there is a risk of harm.

Please note: confidentiality does not apply in group coaching environments.

 

9. Limitation of Liability

To the fullest extent permitted by law, Prelude to Prosperity shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from participation in coaching, consulting, or use of our website.

Your sole remedy for dissatisfaction with services is to discontinue participation.

 

10. Indemnification

You agree to indemnify and hold harmless Prelude to Prosperity from any claims, losses, damages, liabilities, or expenses arising from your use of our services or violation of these Terms.

 

11. Termination and Right to Refuse Service

We reserve the right to terminate or refuse service at any time, with or without notice, for violation of these Terms, non-payment, misuse of materials, or conduct deemed inappropriate.

 

12. Force Majeure

We are not liable for delays or failures caused by events beyond our reasonable control, including but not limited to natural disasters, illness, technology failures, or acts of government.

 

13. Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the State of [Insert State].

Any disputes shall be resolved through binding arbitration or mediation, at our discretion, before court proceedings.

 

14. Updates to Terms

We may update these Terms at any time. Continued use of services constitutes acceptance of the updated Terms.

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15. Contact Information

If you have questions regarding this Terms & Conditions, please contact:

Prelude to Prosperity
Email: portia@preludetoprosperity.com

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